3 Bed Finca - Cortijo in Cártama in Cártama, Finca - Cortijo

3-bedroom Finca - Cortijo in Cártama

This traditional finca-cortijo in Cártama represents a well-established rural property offering substantial land with practical living accommodation. Completed in 1999, the 120m² residence is set on a generous 3276m² plot, featuring mature fruit trees and space for a swimming pool. The property's inland location provides countryside tranquility while maintaining accessibility to urban amenities and the Costa del Sol, striking a balance between traditional Andalusian rural living and modern convenience.

€499,000
3
Bedrooms
2
Bathrooms
120 m²
Living Area
€499,000
Price
Key Ready
Build Status

Summary

  • Traditional finca-cortijo with 120m² living space on 3276m² plot
  • Three bedrooms, two bathrooms across two floors with air conditioning
  • Mature garden with fruit trees and space for swimming pool installation
  • Rural location with amenities within walking distance and Málaga 17km away
  • Completed property from 1999 presented in good condition with furnishings

Regional Comparison

Compared to coastal developments such as Aquamar in Torre del Mar (from €269,950), Lantana Residencial in Mijas (from €205,000), and Etherna Homes 2 in Estepona (from €259,000), this Cártama finca represents a different property segment focused on rural living rather than coastal convenience. While coastal properties typically offer beach proximity and communal facilities, this inland finca provides substantial private land and authentic Andalusian character. The price point of €499,000 reflects this different value proposition - less about location premiums and more about land extent and traditional building style. The Cártama area has developed as a more affordable alternative to immediate coastal zones while maintaining reasonable access to Málaga and the Costa del Sol's amenities. This property particularly differs from new developments by offering established mature gardens and immediate occupancy without construction delays, though it lacks the energy efficiency specifications common in contemporary builds.

Frequently Asked Questions

Is a car necessary for daily living at this property?
While amenities are within walking distance, a car is recommended for full regional access. The nearest train station is 3.2km away, and beaches are approximately 15km distant, making personal transportation practical for regular visits to these destinations.
What is the accessibility to Málaga Airport from this property?
Málaga-Costa del Sol Airport is located approximately 12km from the property in straight-line distance. This typically translates to a 15-20 minute journey by car, depending on traffic conditions and the specific route taken.
What are the construction characteristics of this traditional finca?
The property is a traditional two-storey construction completed in 1999, featuring wooden beams, stone fireplace, and air conditioning. The structure includes covered terraces, and both traditional wooden entrance doors and secure armoured rear doors for security.
How does this property's value compare to other properties in the Cártama area?
At €499,000, this property is positioned within the mid-range for similar fincas in Cártama considering its plot size of 3276m², living area of 120m², and good condition. The price reflects the balance between rural land value and residential accommodation in this increasingly popular inland area.
What recreational facilities are available near the property?
The property is within 7km of Lauro Golf and 9km of Club de Golf de Guadalhorce. Local sports facilities include Polideportivo Municipal (0.5km) and Ciudad deportiva Cártama (1.6km). The Mediterranean beaches are approximately 15km away for coastal recreation.
What additional costs should be considered when purchasing this property?
Beyond the purchase price, buyers should budget for property transfer tax (typically 8-10% in Andalusia), notary fees, land registry fees, and legal fees. Annual costs include municipal property tax (IBI), rubbish collection tax, and any community fees if applicable.
What is the purchasing process for this type of property in Spain?
The process typically begins with a reservation agreement and deposit, followed by signing a private purchase contract, and finally completion at a notary where the deed (escritura) is signed and the balance paid. The entire process usually takes 1-2 months, depending on various factors.
How does living in Cártama differ from coastal Costa del Sol locations?
Cártama offers a more traditional Spanish lifestyle with lower tourism density and property prices than coastal areas. It provides authentic rural living while maintaining access to coastal amenities. The climate is slightly more moderate than immediate coastal zones, with less humidity in summer months.

Project Analysis

Key characteristics of location, homes, project phase and points of attention.

Location

Situated in Cártama, approximately 17km from Málaga, this finca occupies an inland position within the Guadalhorce Valley. The property offers countryside surroundings whilst being part of an urban environment with essential amenities within walking distance. Its location provides a transitional space between rural landscapes and accessible urban infrastructure, with the Mediterranean coastline approximately 15km distant.

Layout

The property accommodates functional living requirements with three bedrooms and two bathrooms across two floors, providing adequate space for families or those requiring guest accommodation. The 3276m² plot offers extensive outdoor space for gardening, recreation, or agricultural pursuits. The covered and private terraces address the desire for outdoor living spaces typical of Mediterranean climates, while the storage room addresses practical storage needs.

Project Status

As a completed property dating from 1999, this finca represents an established construction with proven longevity. The property is presented in good condition and requires no new construction planning or building permits. Its two-storey structure with traditional elements such as wooden beams and stone fireplace indicates mature development rather than recent construction, offering immediate occupancy without the uncertainties associated with new builds.

Points of Attention

This property does not offer direct beachfront access or immediate proximity to coastal amenities, requiring travel for seaside activities. It does not include a communal pool or shared leisure facilities typical of urban developments. The rural setting, while offering privacy, means limited high-speed urban infrastructure and services. The property does not feature modern minimal design aesthetics but maintains traditional Andalusian rural architecture.

Lifestyle & Surroundings

This property suits those seeking a permanent residence that balances rural character with practical accessibility. It may appeal to families requiring outdoor space for children or gardening enthusiasts who value the established fruit trees and potential for further landscaping. The proximity to Málaga (approximately 17km) makes it suitable for professionals working in the city who prefer country home life. For international buyers, it offers an authentic Andalusian living experience without complete isolation from necessary amenities. The existing furnishings and good condition present advantages for those seeking a straightforward transition, whether as a primary home, extended holiday residence, or part-year base in southern Spain. The substantial plot also provides future development potential for those wishing to personalise the property further over time.

Build Quality & Finishing

The property demonstrates traditional Andalusian construction methods and materials. The living areas feature wooden beams and a stone fireplace, reflecting authentic rural architecture that prioritises functionality and connection to the local building heritage. The air conditioning represents modern climate control integration with traditional structures. The fully fitted kitchen with wooden breakfast bar combines practicality with materials that suit Mediterranean living. Bathrooms are described as modern, indicating updates to these essential spaces. The exterior features include traditional wooden entrance doors alongside security elements, showing a balance between aesthetic authenticity and practical safety measures. The property's condition after more than two decades indicates solid construction practices appropriate for the Spanish climate.

Price & Context

Price & Availability

The property is priced at €499,000, reflecting its status as a completed rural residence with substantial land in a sought inland location close to Málaga. This price point positions it within the mid-range for similar properties in the Cártama area, considering the combination of living accommodation, plot size, and established mature gardens. The property's ready-to-move-in condition eliminates additional renovation costs from the purchase equation.

€499,000
Price
3
Bedrooms
120 m²
Living Area
2
Bathrooms

Context & Surroundings

Daily life in this finca-cortijo follows a rhythm shaped by the seasons and Mediterranean climate. Mornings might begin with coffee on the terrace, overlooking the mature fruit trees that form part of the substantial garden. The ground floor layout supports everyday activities, with the kitchen opening to the living space, creating a practical area for family life or entertaining. The property's orientation and covered terraces provide comfortable outdoor spaces throughout most of the year, allowing residents to enjoy the garden during different times of the day. The proximity to Cártama town means daily necessities can be easily obtained, while the plot itself offers opportunities for gardening, relaxation, or enjoying the rural surroundings. The separation between the ground floor bedroom and the upper floor bedrooms creates natural zones within the home, supporting various household configurations.

Request Information

Location: Cártama

Living & Surroundings

The property's location in Cártama places it within a well-connected inland area with diverse infrastructure. The town itself offers essential services including shops, schools, and healthcare facilities within a short distance. At 77m above sea level, the area benefits from slightly cooler temperatures than coastal regions during summer months whilst maintaining mild winters. The road network provides relatively straightforward access to Málaga city and the international airport at approximately 12km distance. Public transportation options exist with train stations within 3-4km, though personal transport remains beneficial for full regional access. The surrounding area combines agricultural land with developing residential zones, creating a mixed landscape that reflects the transition between traditional rural life and modern expansion.

Map & Location

This finca-cortijo is situated in Cártama, located within the Guadalhorce Valley northwest of Málaga city. The property benefits from a position that offers countryside tranquility while maintaining connections to urban infrastructure and the Mediterranean coast. The surrounding area features a mix of agricultural land and residential development, with Cártama serving as an important local centre.

Classroom with large windows, mountain view, rows of desks and chairs.

Approximate area · exact address shared on request

Location in the Region

Cártama occupies a strategic position within the Guadalhorce Valley, approximately 17km northwest of Málaga city. This inland location places the property in one of the province's most extensive municipalities, covering approximately 150km². The town serves as a connection point between rural Andalusia and the coastal developments of the Costa del Sol. Its position allows relatively straightforward access to both Málaga's urban offerings and the Mediterranean coastline. The area has developed as a residential option for those seeking proximity to Málaga without direct coastal living, attracting both local Spanish residents and international property owners who value the balance between accessibility and rural character.

Accessibility & Amenities

The finca offers practical access to various amenities and destinations. Essential shopping is available within 100m, with pharmacies and banks in the immediate vicinity. Healthcare facilities are accessible with a hospital located 3.2km away. For travel connections, Málaga-Costa del Sol Airport is conveniently positioned at 12km distance. The nearest beaches at Playa de los Álamos, Playa del Lido, and Playa Campo de Golf are all approximately 15km away, making seaside activities accessible within a 20-minute drive. Golf enthusiasts benefit from proximity to several courses, with Lauro Golf at 6.7km, Club de Golf de Guadalhorce at 9.3km, and Golf Benalmadena Pitch & Putt at 13km, offering diverse options within easy reach.

Malaga-Costa del Sol (AGP) 12 km
Gibraltar (GIB) 90 km
Cártama 3.2 km
Aljaima 3.7 km

Source: OpenStreetMap, Google Maps

A spacious living room with large windows showcasing a mountain and city view.

Nature & Climate

Construction site of a new education building with scaffolding and signage.

Cártama enjoys approximately 3,868 sunshine hours annually, creating favourable conditions for outdoor living throughout much of the year. The average temperature ranges from 11°C in winter to 26°C in summer, with an annual mean of 18.4°C, creating a mild climate suitable for year-round occupation. The property's position at 77m above sea level places it in a comfortable elevation that avoids extreme temperatures while maintaining views across the Guadalhorce Valley. The swimming season extends for approximately four months when water temperatures reach or exceed 20°C, typically from June to September. The climate supports the mature fruit trees on the property and enables comfortable outdoor terrace use during spring, summer, and autumn months.

3868 Sunshine Hours/Year
4 Swim Season Months
18.4°C Avg. Annual Temperature
77m Elevation

Source: Open-Meteo (2020, 2025 average)

Beaches & Recreation

The Costa del Sol's renowned beaches are accessible within a 15km radius of the property, including Playa de los Álamos, Playa del Lido, and Playa Campo de Golf. These destinations offer typical Mediterranean coastal experiences with sandy shores and bathing facilities. The golfing infrastructure near Cártama is particularly noteworthy, with Lauro Golf (6.7km) offering an 18-hole course set in picturesque surroundings, and Club de Golf de Guadalhorce (9.3km) providing another quality option. The local sports facilities include Polideportivo Municipal (0.5km) and Ciudad deportiva Cártama (1.6km), offering various recreational opportunities. The region supports outdoor activities throughout most of the year due to its favourable climate, though the property's rural setting provides immediate access to countryside walks and outdoor pursuits directly from the garden.

Golf

  • Lauro Golf 6.7 km
  • Club de Golf de Guadalhorce 9.3 km
  • Golf Benalmadena Pitch& Putt 13.9 km
  • Campo de Golf Miguel Ángel Jiménez 14.8 km

Sports Facilities

37 Facilities Available

Source: OpenStreetMap, CSD

A park with a playground, grassy areas, and a paved path under a partly cloudy sky.

Location in the Region

Cártama occupies a strategic position within the Guadalhorce Valley, approximately 17km northwest of Málaga city. This inland location places the property in one of the province's most extensive municipalities, covering approximately 150km². The town serves as a connection point between rural Andalusia and the coastal developments of the Costa del Sol. Its position allows relatively straightforward access to both Málaga's urban offerings and the Mediterranean coastline. The area has developed as a residential option for those seeking proximity to Málaga without direct coastal living, attracting both local Spanish residents and international property owners who value the balance between accessibility and rural character.

Area Guide: Cártama

Cártama is a town and municipality in the province of Málaga, part of the autonomous community of Andalusia, southern Spain. The municipality is situated approximately 17 km (11 mi) from Málaga. It is one of the most extensive towns in the province, covering c. 150 km2 (58 sq mi). Cártama has a population of approximately 15,000 residents.

Key Facts

180.7 km² Area

Climate

Month Avg. Temperature Rainfall
January 10.9°C 61 mm
February 11.4°C 64 mm
March 13.6°C 53 mm
April 15.8°C 37 mm
May 18.2°C 34 mm
June 22.5°C 7 mm
July 26.0°C 1 mm
August 26.2°C 2 mm
September 22.7°C 10 mm
October 18.6°C 54 mm
November 14.4°C 78 mm
December 11.6°C 69 mm

Nearby Amenities

1 restaurant
1 school
2 pharmacy
1 bank

Elevation & Terrain

77m Elevation

Nearby Highlights

Viewpoints

Ev Charging

Golf Courses

Sports Centres

Transport & Access

12 km Malaga-Costa del Sol (AGP)
90 km Gibraltar (GIB)
400 km Alicante-Elche (ALC)
3.2 km Cártama
3.7 km Aljaima
7.7 km Campanillas

Project Details

Project Name 3 Bed Finca - Cortijo in Cártama
City Cártama
Region Costa del Sol
Price €499,000
Living Area 120 m²
Avg. price per m² €4,158 / m²
Bedrooms 3
Bathrooms 2
Parking Yes
Pool No
Garden Yes
Build Status key_ready
Completion Completed 1999
Published 2026-07-08

Ref: VL359011

Source: Wikipedia, Wikidata, INE, Junta de Andalucía

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Emma Whitfield
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Technical Facts
The property offers 3,868 sunshine hours annually with average temperatures ranging from 11-26°C
The plot of 3276m² includes mature fruit trees in production
The property's elevation at 77m above sea level influences its microclimate
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