3 Bed Finca - Cortijo in Estepona in Estepona, Finca - Cortijo

3-bedroom Finca - Cortijo in Estepona

This detached Finca-Cortijo is located in Estepona, Málaga, positioned within a residential zone that bridges the coastal urban area and the countryside. Constructed in 1998, the property consists of 150 m² of living space situated on a 6,500 m² plot. It features three bedrooms and two bathrooms. The estate is classified as a resale property in good condition, offering immediate occupancy. The orientation is south-east, providing views of the sea and mountains. The site includes a private swimming pool and parking facilities.

€450,000
3
Bedrooms
2
Bathrooms
150 m²
Living Area
€450,000
Price
0.8 km
Beach Distance
Key Ready
Build Status

Project Analysis

Key characteristics of location, homes, project phase and points of attention.

Location

The property is situated in the eastern sector of Estepona, approximately 800 metres from the coastline. It is located within an area characterised by low-density residential development, adjacent to the main transport routes connecting Málaga and Gibraltar. The terrain is predominantly flat with a gentle slope towards the sea, providing clear lines of sight.

Layout

The floor plan addresses the requirements of a primary or secondary residence with three sleeping quarters and two sanitary facilities. The 150 m² interior is complemented by 50 m² of terrace space, facilitating indoor-outdoor living. The large plot size accommodates a private garden and pool, catering to preferences for outdoor privacy rather than communal living spaces.

Project Status

This is a completed residential project dating from 1998. There are no pending construction phases or development timelines. The property is fully built and connected to municipal services. The status indicates a fully realised asset without the risks associated with off-plan purchases, representing an established entry in the Estepona housing stock.

Points of Attention

The property does not provide access to shared amenities such as gyms, spas, or gated community security. The plot maintenance is the sole responsibility of the owner. Being a resale from 1998, the energy efficiency is likely lower than current regulatory standards for new builds, potentially leading to higher utility consumption. It is not situated within a golf resort complex.

Lifestyle & Surroundings

This property matches the profile of buyers seeking land ownership and privacy who wish to remain within an urban perimeter. It is suitable for families or individuals who do not require the services of a community administrator. The presence of a private pool and extensive grounds makes it apt for pet owners or those with outdoor hobbies. It is less suitable for buyers seeking a lock-up-and-leave apartment with minimal maintenance. The configuration supports a lifestyle that balances autonomous outdoor living with the convenience of nearby municipal services.

Build Quality & Finishing

The construction dates back to 1998, utilising standard methods of that era. The property is listed in 'Good' condition, implying habitability without immediate structural works. Features include double glazing and full air conditioning (hot/cold), which serve to modernise the climate control. The kitchen and bathrooms are fitted and furnished. While the bones of the house are solid, the aesthetic and technical finishings will likely reflect the tastes of the late 20th century unless renovated. Materials are functional rather than luxury, consistent with the residential category.

Price & Context

Price & Availability

The price point is set from €450,000. This represents a valuation that heavily weights the land component, as 6,500 m² of land near the coast is a scarce commodity. Compared to the local apartment market, the price per square metre of living space is higher, justified by the privacy and external area. The property falls into a mid-range category for Estepona fincas, where prices can vary significantly based on view quality and renovation state.

€450,000
Price
3
Bedrooms
150 m²
Living Area
2
Bathrooms
€180
IBI/yr
€40
Basura/yr

Context & Surroundings

Daily life here is defined by the contrast between a large private garden and the proximity of town. The 6,500 m² plot creates a self-contained environment where residents can utilise outdoor space without leaving the property. The south-east orientation ensures the terraces are usable in the morning, offering shade in the hotter afternoon hours. The location allows for walking to supermarkets and the beach, yet the size of the land buffers the noise from the surrounding town. The rhythm of life can shift between the seclusion of the 'Country' setting and the activity of the nearby urban centre. It is a functional setup for those who require space for storage or outdoor equipment, suitable for both year-round living and extended seasonal stays.

Request Information

Location: Estepona

Living & Surroundings

The immediate vicinity is a mix of established villas and open land. The infrastructure is mature, with a supermarket within 100 metres and a pharmacy within 250 metres. This reduces reliance on a vehicle for daily errands. The area is populated with a mix of locals and international residents. The presence of schools within 2 km indicates a family-friendly demographic. The environment is stable, with no major construction projects nearby that would disrupt living conditions, contrasting with the rapid development seen in other parts of the Costa del Sol.

Map & Location

The map displays the property's placement north of the N-340 coastal road, buffered by other residential plots. It highlights the short straight-line distance to the Mediterranean coastline. The topography is shown as relatively flat compared to the mountainous terrain north of the town. The visual context emphasises the balance between accessibility to the main road and the privacy of the plot.

Cozy beachfront apartment with ocean view, balcony, and modern amenities.

Approximate area · exact address shared on request

Location in the Region

Estepona is located at the western end of the Costa del Sol. This property sits on the eastern side, closer to the limits with Marbella, effectively placing it between the two resort towns. It benefits from the services of Estepona while having quick access to the nightlife and commerce of the New Golden Mile. It is a strategic location for those wishing to explore the wider region, from the Rock of Gibraltar to the hills of Ronda.

Accessibility & Amenities

The location scores high on accessibility metrics. The beach is within a 10-minute walk. Golf courses, including Valle Romano and Estepona Golf, are within a 6 km drive. Málaga Airport is 64 km away, and Gibraltar is 36 km away, offering options for international travel. The A-7 motorway is easily reachable, facilitating road travel to Marbella (25 km) and Algeciras (42 km). Public transport stops are present, with 8 lines serving the wider area.

Beach Distance 0.8 km
Gibraltar (GIB) 36 km
Malaga-Costa del Sol (AGP) 64 km

Source: OpenStreetMap, Google Maps

Beachfront room with ocean view, featuring a balcony and modern amenities.

Nature & Climate

Luxury villa with ocean view, private pool, and tropical landscaping.

The region benefits from a microclimate with an average annual temperature of 19.2°C and over 3,800 sun hours per year. The elevation of 19 metres above sea level prevents humidity issues associated with being directly at sea level while retaining sea views. The swimming season lasts approximately five months. The plot's orientation maximises exposure to the morning sun, while the surrounding Sierra Bermeja mountains provide protection from harsh northern winds.

3848 Sunshine Hours/Year
5 Swim Season Months
19.2°C Avg. Annual Temperature
19m Elevation

Source: Open-Meteo (2020, 2025 average)

Beaches & Recreation

La Rada, the nearest beach, is a Blue Flag beach stretching for kilometres, equipped with full amenities. Playa del Cristo offers a sheltered alternative. The area supports an active lifestyle with 134 sports facilities in the municipality. Specific nearby centres include gyms and tennis clubs within 1 km. The marina at Puerto Estepona (1.6 km) adds nautical recreation options. This density of facilities ensures that leisure activities do not require long-distance travel.

Beaches

  • La Rada 0.8 km
  • Playa del Angel 1.7 km
  • Playa del Cristo 2.2 km
  • Playa de Punta Plata 2.7 km
  • Playa del Padron 4 km
  • Play Costa Natura (Nudist) 4.4 km

Golf

  • Azata Golf 4.9 km
  • Estepona Golf 6.1 km
  • Golf Academy Albayt Resort 6.2 km
  • Club de Golf El Coto de la Serena 7.7 km

Sports Facilities

134 Facilities Available

Source: OpenStreetMap, CSD

Oceanfront room with balcony, stunning sea view, and private dock access.

Location in the Region

Estepona is located at the western end of the Costa del Sol. This property sits on the eastern side, closer to the limits with Marbella, effectively placing it between the two resort towns. It benefits from the services of Estepona while having quick access to the nightlife and commerce of the New Golden Mile. It is a strategic location for those wishing to explore the wider region, from the Rock of Gibraltar to the hills of Ronda.

Area Guide: Estepona

Estepona is a town and municipality in the comarca of the Costa del Sol, southern Spain. It is located in the province of Málaga, part of the autonomous community of Andalusia. Its district covers an area of 137 square kilometers in a fertile valley crossed by small streams and a mountainous areas dominated by the Sierra Bermeja, which reaches an elevation of 1,449 m at the peak of Los Reales.

Key Facts

137.0 km² Area

Climate

Month Avg. Temperature Rainfall
January °C 82 mm
February °C 72 mm
March °C mm
April °C mm
May °C mm
June °C 3 mm
July 25.4°C 0 mm
August °C 1 mm
September 23.9°C 13 mm
October °C mm
November °C mm
December 14.9°C 132 mm

Nearby Amenities

50 restaurant
6 school
18 pharmacy
4 bank
2 park
22 cafe
5 dentist

Elevation & Terrain

19m Elevation
0.8 km Beach Distance
2.4% Gradient to beach

Flat

Nearby Highlights

Golf Courses

Sports Centres

Marinas

Viewpoints

Ev Charging

Beaches

Transport & Access

36 km Gibraltar (GIB)
64 km Malaga-Costa del Sol (AGP)
455 km Alicante-Elche (ALC)
1.7 km Estación de Autobuses Estepona

Project Details

Project Name 3 Bed Finca - Cortijo in Estepona
City Estepona
Region Costa del Sol
Price €450,000
Living Area 150 m²
Avg. price per m² €3,000 / m²
Terrace 50 m²
Bedrooms 3
Bathrooms 2
Parking Yes
Pool Yes
Garden Yes
Build Status key_ready
Beach Distance 0.8 km
Completion Completed 1998
IBI/yr €180
Basura/yr €40
Published 2026-08-05

Ref: VL971366

Source: Wikipedia, Wikidata, INE, Junta de Andalucía

Summary

  • Detached Finca-Cortijo situated 800 metres from La Rada beach.
  • 6,500 m² private plot with a south-east facing orientation.
  • Constructed in 1998 with 150 m² of living space and 50 m² of terraces.
  • Features a private swimming pool and parking for multiple vehicles.
  • Located within walking distance of supermarkets, schools, and healthcare facilities.

Regional Comparison

Compared to new developments like Celestia Homes or Aby Middle, which offer apartments from €320,000 to €390,000, this property represents a different asset class: land-intensive living. While new builds provide modern efficiency and shared amenities, this Cortijo offers autonomy and privacy at a similar price point. In the broader region, a plot of this size within walking distance of the beach would command a significantly higher premium in Marbella or Nueva Andalucía. Estepona offers a more accessible entry point for this style of living. However, buyers must factor in the renovation costs required to bring a 1998 build to the standards of a 2024 new build. The trade-off is clear: purchasing a modern apartment with communal facilities versus an older house with a large private garden. This property is suited to those prioritising space over newness.

Frequently Asked Questions

Is the renovation required immediately?
The property is in 'Good' condition and habitable, but being from 1998, some buyers may wish to update the kitchen and bathrooms to modern tastes.
Is a car essential?
While a supermarket is within 100 metres, a car is recommended for reaching golf courses and the airport, and for transporting goods to the property.
What is the energy efficiency?
The property was built before current high-efficiency standards, though it features double glazing and air conditioning.
How does the price compare to local apartments?
The price is higher than local apartments due to the substantial land size (6,500 m²), which drives the valuation.
Is the pool shared?
No, the pool is private to the property.
What are the maintenance obligations?
As a standalone property, the owner is responsible for all garden and pool maintenance, unlike a community with shared fees.
How quickly can the purchase be completed?
As a completed resale property, the timeline depends on legal checks and financing, typically 6-8 weeks, without construction delays.
Is the area quiet?
The area is residential and close to town; while the large plot buffers noise, some ambient sound from the nearby urban activity may be present.
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Technical Facts
The plot size is 43 times larger than the constructed living area (6,500 m² vs 150 m²).
The nearest supermarket is situated within a 104-metre walk.
Construction year 1998 predates current Spanish energy efficiency regulations.
Valle Romano Golf Resort is located 4.1 km from the property.
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