3 Bed Finca - Cortijo in Estepona in Estepona, Finca - Cortijo

3-bedroom Finca - Cortijo in Estepona

This traditional Spanish finca-cortijo in Estepona combines countryside living with beach proximity. The single-storey property features 120m² of living space on a 3000m² plot, offering three bedrooms and two bathrooms. Built in 1970, this established residence includes a private pool, covered garage, and mature garden with fruit trees. Its location provides the rare combination of rural tranquillity within walking distance of urban amenities and the Mediterranean coastline, creating a distinctive residential proposition on the Costa del Sol.

€1,075,000
3
Bedrooms
2
Bathrooms
120 m²
Living Area
€1,075,000
Price
0.8 km
Beach Distance
Key Ready
Build Status

Project Analysis

Key characteristics of location, homes, project phase and points of attention.

Location

The property occupies a transitional zone between Estepona's urban development and its agricultural hinterland. It benefits from direct paved road access whilst maintaining a semi-rural character. The location offers proximity to essential services within a 5-minute walk, including supermarkets and pharmacies, with the beach reachable within 10 minutes on foot. This positioning provides practical advantages for daily life without sacrificing the privacy typically associated with finca properties.

Layout

This property accommodates those seeking self-sufficiency within reach of urban convenience. The spacious plot allows for gardening, outdoor living, and privacy. The single-level layout suits long-term occupation, whilst the covered porch extends living space outdoors for much of the year. Practical features include private parking, storage options, and well water for garden maintenance. The configuration supports both permanent residence and seasonal occupation with minimal adaptation requirements.

Project Status

This is an existing property completed in 1970, not new construction. The building represents traditional Spanish rural architecture from that period, with maintenance and updates having occurred over its lifetime. The established nature means the property comes with mature landscaping and immediate usability. No planning permissions or construction phases are applicable, as the building is complete and has been occupied for several decades, offering certainty regarding the final form and condition.

Points of Attention

This property does not offer modern architectural design or contemporary construction techniques. The building dates from 1970 and does not include energy efficiency features typical of new developments. The property is not part of a managed community with shared amenities. The finca does not provide sea views despite its proximity to the coast. The property does not feature technology integration, smart home systems, or adaptations for accessibility requirements beyond standard residential provisions of its era.

Lifestyle & Surroundings

This property particularly suits those seeking a permanent residence combining outdoor living with convenient access to amenities. It accommodates households valuing privacy and outdoor space without isolation. The established garden and fruit trees appeal to those with gardening interests. The proximity to town, beach, and international facilities supports those integrating into Spanish life while maintaining connections to home-country routines. The single-level layout benefits occupants planning for long-term residence without stairs. The property functions well for those working remotely, with sufficient space for a home office. It also serves as a family holiday home where multiple generations can gather. The combination of privacy and accessibility makes it suitable for those transitioning from urban environments to Mediterranean living. The existing nature of the property means it can be occupied immediately without waiting periods typical of new construction.

Build Quality & Finishing

The property displays traditional Spanish construction methods typical of the 1970s period. The structure features solid masonry walls with painted finishes throughout. Internal spaces include wooden doors as shown in the property images, with living areas featuring built-in bookcases and fireplaces constructed using standard materials of the era. The kitchen appears equipped with functional fittings appropriate for a rural property of its age. External areas show tiling work around the pool and garden spaces. The property includes practical elements such as automatic gates and covered parking facilities. The 50-year history indicates proven durability of construction methods used, though the energy efficiency and insulation standards reflect building regulations of its time rather than contemporary requirements. The garden demonstrates mature landscaping with established palm trees and various fruit trees, indicating careful maintenance over decades.

Price & Context

Price & Availability

The property is priced at €1,075,000, representing the market value for an established finca with this combination of plot size, location, and features in Estepona. The price reflects the premium associated with land close to the coast in this desirable area of the Costa del Sol. Comparable properties in Estepona show prices starting from €795,000 for townhouses, positioning this finca in the mid-to-upper range. The price includes the main residence, outbuildings, pool, and fully fenced plot with mature landscaping. No additional build costs or completion fees apply as this is an existing property with immediate availability for occupation.

€1,075,000
Price
3
Bedrooms
120 m²
Living Area
2
Bathrooms

Context & Surroundings

Living in this finca represents a balance between Mediterranean rural tradition and coastal convenience. Days typically begin with breakfast in the shaded porch, overlooking the private garden. Morning activities might include tending to the fruit trees or enjoying the pool before temperatures rise. The proximity to town allows for effortless shopping trips on foot or by bicycle, returning to prepare lunch in the traditional kitchen space. Afternoons might be spent reading in the living room with its fireplace or socialising outdoors. Evening walks to the beach or into Estepona's centre are easily accomplished. The property provides sufficient space for entertaining whilst maintaining privacy. The established garden offers shade during summer months, and the pool provides relief during warm weather. The single-storey layout facilitates movement between indoor and outdoor spaces, characteristic of Spanish outdoor living philosophy.

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Location: Estepona

Living & Surroundings

The finca benefits from Estepona's comprehensive infrastructure despite its semi-rural setting. Within a 1km radius, residents access 50 restaurants, 22 cafés, 18 pharmacies, 6 schools, and 4 banks, demonstrating exceptional provision of daily necessities. The property connects to Estepona's urban centre via straightforward routes, with the port area and marina approximately 1.6km away. Healthcare facilities include two health centres within the municipality, with the main hospital located 4.4km from the property. Estepona's public transport network includes eight bus lines with fifty stops throughout the municipality, though private transport remains practical for some destinations. The surrounding area offers a balance of commercial activity and residential zones, with the property positioned to enjoy both without being directly affected by commercial congestion or noise.

Map & Location

The property sits in a transitional area between Estepona's urban development and its agricultural zones. The map illustrates its advantageous position within walking distance of both the coastline and the town centre, with the main beaches directly south and the urban core immediately east. The surrounding road network shows good connectivity without immediate proximity to major arteries, maintaining tranquillity. The property's location places it within Estepona's residential expansion area while benefiting from existing infrastructure.

Cozy room with ocean view, featuring a balcony, comfortable seating, and a private beach access.

Approximate area · exact address shared on request

Location in the Region

The property occupies a strategic position within the western Costa del Sol, situated in Estepona municipality. This location provides balanced access to major centres: Marbella lies 25km east, while Gibraltar is approximately 36km away. Málaga city, the provincial capital, sits 73km to the east, offering international connections without daily proximity. Estepona itself, with nearly 80,000 inhabitants, provides sufficient scale for comprehensive services while maintaining a more relaxed atmosphere than larger resorts. The property's position near the western edge of the Costa del Sol's developed area allows easier exploration of less-developed coastal regions to the west towards Gibraltar and the Atlantic-facing Costa de la Luz, offering varied day-trip possibilities beyond the immediate Mediterranean environment.

Accessibility & Amenities

The property offers exceptional accessibility to key coastal amenities. Beaches are within easy reach: Playa de Estepona at 524m, La Rada at 769m, and Playa del Cristo at 1.6km. These short distances make beach visits practical for daily recreation rather than special excursions. Golf enthusiasts find three courses within 5km: Valle Romano Golf (4.1km), Azata Golf (4.4km), and a second Azata Golf facility (4.6km). Málaga-Costa del Sol Airport lies 34km away, approximately a 30-minute drive. Supermarkets exist within 104m of the property, while pharmacies are accessible at 236m. Electric vehicle charging is available 1.3km from the property. This concentration of facilities within short distances significantly enhances practical daily living without requiring extensive travel.

Beach Distance 0.8 km
Gibraltar (GIB) 36 km
Malaga-Costa del Sol (AGP) 64 km

Source: OpenStreetMap, Google Maps

Narrow alley with white walls, potted plants, wooden bench, and blue sky.

Nature & Climate

Aerial view of a coastal city with a mix of urban and green areas.

Estepona offers a favourable Mediterranean climate with an average annual temperature of 17.8°C and typical ranges between 15-25°C. The property sits at 19m above sea level with a gentle 2.4% slope toward the beach, ensuring comfortable access and natural drainage. The elevated position compared to immediate coastline provides slight temperature moderation during summer months. The area enjoys approximately 320 days of sunshine annually, with a swimming season extending four months when water temperatures exceed 20°C. The south-west orientation of the property ensures afternoon sunlight on the main living areas and outdoor spaces. The surrounding Sierra Bermeja mountains reaching 1,449m provide shelter from northern winds whilst creating a distinctive backdrop. This microclimate supports the property's mature garden and fruit trees, demonstrating the region's capacity for year-round outdoor living and horticulture.

3848 Sunshine Hours/Year
5 Swim Season Months
19.2°C Avg. Annual Temperature
19m Elevation

Source: Open-Meteo (2020, 2025 average)

Beaches & Recreation

Estepona's coastline provides several quality beaches within easy reach of the property. La Rada beach, at just 800m, represents the primary coastal destination with full Blue Flag status indicating high water quality and facilities. Playa del Cristo at 2.2km offers a sheltered cove environment with calmer waters. The municipality's 24 hotels and 6,897 tourist beds demonstrate the area's established recreational infrastructure. Golf facilities are particularly well-represented with three courses within 5km, offering year-round golfing opportunities. Sports enthusiasts benefit from 134 facilities throughout Estepona, including Better Bodies gym (0.3km) and the Municipal Sports Centre (0.6km). The marina at Puerto Estepona (1.6km) provides water access and additional dining options. This concentration of recreational opportunities supports both active lifestyles and relaxed leisure pursuits within the immediate vicinity.

Beaches

  • La Rada 0.8 km
  • Playa del Angel 1.7 km
  • Playa del Cristo 2.2 km
  • Playa de Punta Plata 2.7 km
  • Playa del Padron 4 km
  • Play Costa Natura (Nudist) 4.4 km

Golf

  • Azata Golf 4.9 km
  • Estepona Golf 6.1 km
  • Golf Academy Albayt Resort 6.2 km
  • Club de Golf El Coto de la Serena 7.7 km

Sports Facilities

134 Facilities Available

Source: OpenStreetMap, CSD

Aerial view of a coastal resort with a marina, pool, and sea view.

Location in the Region

The property occupies a strategic position within the western Costa del Sol, situated in Estepona municipality. This location provides balanced access to major centres: Marbella lies 25km east, while Gibraltar is approximately 36km away. Málaga city, the provincial capital, sits 73km to the east, offering international connections without daily proximity. Estepona itself, with nearly 80,000 inhabitants, provides sufficient scale for comprehensive services while maintaining a more relaxed atmosphere than larger resorts. The property's position near the western edge of the Costa del Sol's developed area allows easier exploration of less-developed coastal regions to the west towards Gibraltar and the Atlantic-facing Costa de la Luz, offering varied day-trip possibilities beyond the immediate Mediterranean environment.

Area Guide: Estepona

Estepona is a town and municipality in the comarca of the Costa del Sol, southern Spain. It is located in the province of Málaga, part of the autonomous community of Andalusia. Its district covers an area of 137 square kilometers in a fertile valley crossed by small streams and a mountainous areas dominated by the Sierra Bermeja, which reaches an elevation of 1,449 m at the peak of Los Reales.

Key Facts

137.0 km² Area

Climate

Month Avg. Temperature Rainfall
January °C 82 mm
February °C 72 mm
March °C mm
April °C mm
May °C mm
June °C 3 mm
July 25.4°C 0 mm
August °C 1 mm
September 23.9°C 13 mm
October °C mm
November °C mm
December 14.9°C 132 mm

Nearby Amenities

50 restaurant
6 school
18 pharmacy
4 bank
2 park
22 cafe
5 dentist

Elevation & Terrain

19m Elevation
0.8 km Beach Distance
2.4% Gradient to beach

Flat

Nearby Highlights

Golf Courses

Sports Centres

Marinas

Viewpoints

Ev Charging

Beaches

Transport & Access

36 km Gibraltar (GIB)
64 km Malaga-Costa del Sol (AGP)
455 km Alicante-Elche (ALC)
1.7 km Estación de Autobuses Estepona

Project Details

Project Name 3 Bed Finca - Cortijo in Estepona
City Estepona
Region Costa del Sol
Price €1,075,000
Living Area 120 m²
Avg. price per m² €8,958 / m²
Terrace 40 m²
Bedrooms 3
Bathrooms 2
Parking No
Pool Yes
Garden No
Build Status key_ready
Beach Distance 0.8 km
Completion Completed 1970
Published 2026-07-27

Ref: VL296765

Source: Wikipedia, Wikidata, INE, Junta de Andalucía

Summary

  • Traditional Spanish finca-cortijo combining rural privacy with urban convenience
  • 3,000m² fully fenced plot with mature garden, fruit trees and private pool
  • Walking distance to beaches, supermarkets, pharmacies and Estepona town centre
  • Single-level 120m² residence with three bedrooms, two bathrooms and fireplace
  • Established property dating from 1970 with no construction delays or additional build costs

Regional Comparison

Within Estepona's property market, this finca occupies a distinctive position. Compared to new developments like Las Mesas Blue Horizon (from €849,000), Anna de Estepona townhouses (from €795,000), and Royal Park Residence (from €799,000), this property offers significantly more land and privacy. While these developments provide contemporary architecture and shared facilities, they lack the expansive private garden and established landscaping featured here. The finca's price point of €1,075,000 positions it above these starter options but below premium frontline developments, representing a middle ground for those valuing outdoor space over interior luxury. Unlike more eastern Costa del Sol locations near Marbella, Estepona retains a stronger Spanish character alongside international amenities. The property's proximity to both beach and town distinguishes it from purely rural fincas which typically require greater travel for services and entertainment. This combination of land, location, and privacy represents a relatively uncommon offering in the current market.

Frequently Asked Questions

Is this property suitable as a permanent residence or just a holiday home?
The property functions effectively as both a permanent residence and holiday home. Its single-level layout, practical features, and proximity to amenities support year-round living. The established garden and private outdoor spaces provide seasonal interest throughout the year.
What are the practical arrangements for water supply and utilities?
The property benefits from well water for garden irrigation, reducing running costs. Mains water connects to the house for domestic use. Electricity, waste collection, and broadband services are established as the property has been occupied since 1970.
What is the condition of the building structure and systems?
The main structure shows typical characteristics of 1970s Spanish construction. Internal images suggest well-maintained living spaces with wooden doors and fireplace. No specific technical surveys are provided in the available information, though the property's 50-year history indicates proven durability.
How does this property compare in value to similar offerings in Estepona?
At €1,075,000, this property sits above townhouse developments (€795,000-€849,000) but below premium frontline properties. The 3,000m² plot represents significant land value compared to typical apartments or townhouses, positioning it as a mid-to-upper tier offering in Estepona's market.
What are the nearest essential services and how far are they?
Essential services are within walking distance: supermarkets at 104m, pharmacies at 236m, and healthcare facilities at 4.4km. The property has excellent access to 50 restaurants and 22 cafés within 2km. Beach access ranges from 524m to 1.6km depending on specific location.
What are the expected running costs for this property?
Specific running costs are not provided in the available information. As an established property with well water for the garden, running costs would typically include municipal rates, property tax, utilities, and garden maintenance. The private pool would require regular maintenance and seasonal preparation.
What is the purchase process for this established property?
As an existing property, the purchase follows standard Spanish conveyancing procedures. This typically includes reservation deposit, private purchase contract, and completion before a notary. The property has immediate availability without construction delays or snagging issues associated with new developments.
How does the location feel during different seasons?
Estepona maintains activity throughout the year with 79,621 residents. The location benefits from mild winters (15°C average) and warm summers (25°C average). Outside peak tourist season, the area becomes quieter but retains essential services. The proximity to urban amenities ensures year-round practicality without the isolation experienced in more rural properties.
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Technical Facts
The property sits at 19m above sea level with a gentle 2.4% slope toward the beach.
Estepona municipality has 3,163 annual property transactions, indicating active market conditions.
The property enjoys southwest orientation, maximising afternoon sunlight in main living areas.
The region offers 4 months of swimming season with water temperatures exceeding 20°C.
The plot includes well water for garden maintenance, supporting sustainable landscaping.
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